Why can’t I find a therapist that takes my insurance?
Many private therapists are not taking insurance for multiple reasons. Insurance companies are a challenge to work with as a small business owner due to their fixed fee schedules, delayed payments, extensive rules and regulations, and lengthy application process for clinicians to join their networks. So how can you find a therapist that is affordable in this economic environment without compromising the quality of therapy?
Find out if you have Out of Network Benefits.
Call the number on the back of your insurance card. Follow the prompts to speak with a customer service representative about your benefits. Specifically ask if you have out of network coverage for out-patient mental health services including telehealth. Many plans will cover 80-100% after a deductible is met.
You are very likely to find a skilled therapist with the expertise you need that is taking new patients. It is MUCH harder to find someone who is qualified and specialized in-network.
How Does Payment Work?
At Teamer Counseling, we will ask you to leave a credit card on file. We will charge the session fee at the time of session. Melissa, our amazing manager of operations, will be happy to provide you with a “Superbill” upon request. This is a special invoice containing all the needed information to submit to your insurance company for reimbursement.
At Teamer Counseling, we have several therapists that are available to take new clients with OON benefits. Please check out our “Meet the Team” page on our website. Maggie, Jocelyne and Joy are ready to provide a consultation via Telehealth video session.
What if I Don’t Have Out of Network Benefits?
We offer therapy at a reduced rate with our Limited Permit Therapists. These are all Master Level therapists that are still under supervision of an independently licensed therapist. Danushi, Vicki, Laura & Jen are seeing clients individually for $75/session. We will be starting some small therapy groups for an even more affordable option during this stressful time. Fee for group therapy is $25/session.
Don’t neglect your mental health during this incredibly stressful time. It is our nature to convince ourselves we are fine and not ask for help. Why go at it alone? We are here to support you. Please visit our website for more information or to schedule a session. www.teamercounseling.com
I am Tiffany Teamer, LCSW-R. I am the owner of Teamer Counseling, LCSW, P.C. I believe self-care and self-acceptance are critical to a happy and healthy life. It is normal to go through rough patches in life or to need some extra support around certain challenges and transitions you may face. I strive to create an environment free of stigma and judgement to help people grow and evolve into the best versions of themselves.